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	<title>PhillipJCannella.com</title>
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	<description>Official Phil Cannella Info and News</description>
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		<title>The Worst Investment in World History?</title>
		<link>http://phillipjcannella.com/phil-cannella/worst-investment-world-history/</link>
		<comments>http://phillipjcannella.com/phil-cannella/worst-investment-world-history/#comments</comments>
		<pubDate>Mon, 30 Apr 2012 13:08:18 +0000</pubDate>
		<dc:creator>Phil Cannella</dc:creator>
				<category><![CDATA[Phil Cannella]]></category>

		<guid isPermaLink="false">http://phillipjcannella.com/?p=1114</guid>
		<description><![CDATA[There’s a great deal of confusion and suspicion surrounding annuities. And a lot of that confusion, and certainly the suspicion, has to do with one particular type of annuity: the variable annuity. This is the product that Phil Cannella unabashedly denounces on his popular radio show, The Crash Proof Retirement Show™, as “the worst investment [...]]]></description>
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		<title>Top Secrets from Phil Cannella: Credit Unions</title>
		<link>http://phillipjcannella.com/phil-cannella/top-secrets-phil-cannella-credit-unions/</link>
		<comments>http://phillipjcannella.com/phil-cannella/top-secrets-phil-cannella-credit-unions/#comments</comments>
		<pubDate>Wed, 25 Apr 2012 13:28:37 +0000</pubDate>
		<dc:creator>Phil Cannella</dc:creator>
				<category><![CDATA[Phil Cannella]]></category>

		<guid isPermaLink="false">http://phillipjcannella.com/?p=1086</guid>
		<description><![CDATA[Top Secrets from Phil Cannella: Credit Unions  From their origins, credit unions were unique depository institutions created not for profit but to serve members as credit cooperatives. The earliest financial cooperatives date back to the beginning of 19th century in England. In the U.S., the Massachusetts Credit Union Act became law April 15, 1909, serving [...]]]></description>
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		<title>Top Secrets from Phil Cannella: The Exclusion Ratio</title>
		<link>http://phillipjcannella.com/phil-cannella/top-secrets-phil-cannella-exclusion-ratio/</link>
		<comments>http://phillipjcannella.com/phil-cannella/top-secrets-phil-cannella-exclusion-ratio/#comments</comments>
		<pubDate>Wed, 25 Apr 2012 13:25:50 +0000</pubDate>
		<dc:creator>Phil Cannella</dc:creator>
				<category><![CDATA[Phil Cannella]]></category>

		<guid isPermaLink="false">http://phillipjcannella.com/?p=1083</guid>
		<description><![CDATA[Top Secrets from Phil Cannella: The Exclusion Ratio When you own certain tax-favored insurance products, you receive a number of incentives that reduce the income tax you’re required to pay. The exclusion ratio, which applies only to those contracts, is the portion of your income from those products that the IRS considers a return of [...]]]></description>
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		<title>Phil Cannella Complaint: Online Scams Aimed at Retirees</title>
		<link>http://phillipjcannella.com/phil-cannella-complaints/phil-cannella-complaint-online-scams-aimed-retirees/</link>
		<comments>http://phillipjcannella.com/phil-cannella-complaints/phil-cannella-complaint-online-scams-aimed-retirees/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 18:01:54 +0000</pubDate>
		<dc:creator>Phil Cannella</dc:creator>
				<category><![CDATA[A Message from Phil Cannella]]></category>
		<category><![CDATA[Phil Cannella Complaints]]></category>
		<category><![CDATA[american retiree]]></category>
		<category><![CDATA[Cannella]]></category>
		<category><![CDATA[cannella complaints]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[online shopping]]></category>
		<category><![CDATA[Phil Cannella]]></category>
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		<category><![CDATA[scams]]></category>
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		<category><![CDATA[seniors]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://phillipjcannella.com/?p=1017</guid>
		<description><![CDATA[A top Phil Cannella complaint: Online scams aimed at retirees If you ask retiree advocate Phil Cannella, scams that target older Americans by taking advantage of their relative lack of Internet savvy get his blood boiling more than almost any other type of latter-day fraud. “We’re supposed to give a special measure of respect to [...]]]></description>
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		<title>Phil cannella: Water Fitness Programs Booming for Retirees</title>
		<link>http://phillipjcannella.com/phil-cannella/phil-cannella-water-fitness-programs-booming-retirees/</link>
		<comments>http://phillipjcannella.com/phil-cannella/phil-cannella-water-fitness-programs-booming-retirees/#comments</comments>
		<pubDate>Fri, 30 Mar 2012 15:18:02 +0000</pubDate>
		<dc:creator>Phil Cannella</dc:creator>
				<category><![CDATA[Phil Cannella]]></category>
		<category><![CDATA[Cannella]]></category>
		<category><![CDATA[phil cannella crash proof retirement]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[senior swimming]]></category>
		<category><![CDATA[water aerobics]]></category>

		<guid isPermaLink="false">http://phillipjcannella.com/?p=1001</guid>
		<description><![CDATA[Phil cannella: Water Fitness Programs Booming for Retirees Phil Cannella: Remember  when the movie Cocoon packed theaters in the 1980s? In the film, a group of retirees swam in a pool which mysteriously granted them youthful exuberance. Today, thousands of older adults have flocked to swimming pools seeking the same healing powers the water can [...]]]></description>
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		<title>Phil Cannella on: Area Code Scam, is it back?</title>
		<link>http://phillipjcannella.com/phil-cannella/phil-cannella-on-area-code-scam-back/</link>
		<comments>http://phillipjcannella.com/phil-cannella/phil-cannella-on-area-code-scam-back/#comments</comments>
		<pubDate>Thu, 29 Mar 2012 16:17:19 +0000</pubDate>
		<dc:creator>Phil Cannella</dc:creator>
				<category><![CDATA[A Message from Phil Cannella]]></category>
		<category><![CDATA[Phil Cannella]]></category>
		<category><![CDATA[Phil Cannella Complaints]]></category>
		<category><![CDATA[area code scam]]></category>
		<category><![CDATA[Cannella]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://phillipjcannella.com/?p=994</guid>
		<description><![CDATA[Phil Cannella: Retiree Beware! Area Code Scams Are Back Judging from the menu of available scam operations, one thing is certain: the legions of con- artists prowling out there will never run out of scams.  Phil Cannella: it’s a shame that today’s retirees are such a tempting target for this unscrupulous bunch; in particular scammers [...]]]></description>
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		<title>Phil Cannella on the Costs of Living</title>
		<link>http://phillipjcannella.com/phil-cannella/phil-cannella-costs-living/</link>
		<comments>http://phillipjcannella.com/phil-cannella/phil-cannella-costs-living/#comments</comments>
		<pubDate>Wed, 28 Mar 2012 14:18:21 +0000</pubDate>
		<dc:creator>Phil Cannella</dc:creator>
				<category><![CDATA[Phil Cannella]]></category>
		<category><![CDATA[Cannella]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[message]]></category>
		<category><![CDATA[obamacare]]></category>
		<category><![CDATA[Phil Cannella complaints]]></category>
		<category><![CDATA[phil cannella crash proof retirement]]></category>
		<category><![CDATA[prescription]]></category>
		<category><![CDATA[senior]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://phillipjcannella.com/?p=990</guid>
		<description><![CDATA[Phil Cannella : Rising Medical Costs Rip Into Retirees’ Savings  Phil Cannella: First, the good news: Retirees now live longer. But they also have to pay for it. Staying healthy and sharp may cost the average retiree a huge chunk, if not all, of their retirement savings. For many, health care costs represent the great [...]]]></description>
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		<title>Phil Cannella on Self Directed IRAs</title>
		<link>http://phillipjcannella.com/phil-cannella/phil-cannella-directed-iras/</link>
		<comments>http://phillipjcannella.com/phil-cannella/phil-cannella-directed-iras/#comments</comments>
		<pubDate>Tue, 27 Mar 2012 13:56:26 +0000</pubDate>
		<dc:creator>Phil Cannella</dc:creator>
				<category><![CDATA[A Message from Phil Cannella]]></category>
		<category><![CDATA[Phil Cannella]]></category>
		<category><![CDATA[Cannella]]></category>
		<category><![CDATA[message]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Retirement Show]]></category>
		<category><![CDATA[self directed IRA]]></category>
		<category><![CDATA[senior]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://phillipjcannella.com/?p=982</guid>
		<description><![CDATA[Phil Cannella Says Beware of Self-Directed IRAs &#160; Although self-directed Individual Retirement Accounts (IRAs) have been around since 1975, many investors have just found out about them.  A self-directed IRA is the same as a traditional IRA, except that it allows investors to put their money into investments other than stocks, bonds, and mutual funds.  [...]]]></description>
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		<title>Phil Cannella: SEC Crackdown Continues</title>
		<link>http://phillipjcannella.com/phil-cannella/phil-cannella-sec-crackdown-continues/</link>
		<comments>http://phillipjcannella.com/phil-cannella/phil-cannella-sec-crackdown-continues/#comments</comments>
		<pubDate>Thu, 22 Mar 2012 14:28:49 +0000</pubDate>
		<dc:creator>Phil Cannella</dc:creator>
				<category><![CDATA[Phil Cannella]]></category>
		<category><![CDATA[Cannella]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://phillipjcannella.com/?p=929</guid>
		<description><![CDATA[Phil Cannella: SEC Crackdown Continues &#160; Phil Cannella: 2011 was a good year for the Securities and Exchange Commission (SEC). It brought a record number of enforcement actions against Wall Street firms and dispelled some of the doubt many have had about the organization’s fitness to regulate the financial industry.  The SEC has come under [...]]]></description>
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		<title>Phil Cannella on: Google Changes Its Privacy Policy</title>
		<link>http://phillipjcannella.com/phil-cannella/921/</link>
		<comments>http://phillipjcannella.com/phil-cannella/921/#comments</comments>
		<pubDate>Tue, 20 Mar 2012 15:45:22 +0000</pubDate>
		<dc:creator>Phil Cannella</dc:creator>
				<category><![CDATA[Phil Cannella]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[phil cannella crash proof retirement]]></category>
		<category><![CDATA[phil cannella iii complaints]]></category>
		<category><![CDATA[privacy]]></category>
		<category><![CDATA[retired]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[senior]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://phillipjcannella.com/?p=921</guid>
		<description><![CDATA[My Privacy? Sure, Take It. Phil Cannella on: Google Changes Its Privacy Policy If you are a little surprised sometimes about how much Google seems to know about you—get ready. In March, the internet giant began operating under new privacy policies that dig deeper into the lives of its users. As we all know, Google [...]]]></description>
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