SETTING THE RECORD STRAIGHT|PHIL CANNELLA AND FIRST SENIOR FINANCIAL GROUP
The World Wide Web is a marvelous tool. It places a wealth of information at the consumer’s literal fingertips, dramatically streamlining the process of finding desired goods and services. But there is also a dark, ugly aspect of today’s online community: People or even companies with a secret agenda or an ax to grind can pervert the intended usage of online reviews and ratings by creating fictitious criticisms (from wholly fake, anonymous “customers”) as part of a vendetta designed to smear a competitor, former business associate, etc. As many loyal Crash Proof Retirement customers are aware, Phil Cannella, Joann Small and First Senior Financial Group have been victims of just such a vendetta since early 2011. These bogus/unnamed cyber-critics have attacked the integrity of what we say on the air, and have strongly implied that our educational process differs from the way it’s described both on-air and at live events. This is a particular sore spot for Phil Cannella, who takes great pride in his role as an educator and advocate for retirees. The company’s actual customers are outraged by this. Many have volunteered to lend their voices and even their faces to a movement that will let other consumers see what real Crash Proof customers truly think and feel about Phil Cannella, Joann Small and the company. None of the following perspectives was scripted or coached in any way. These are honest sentiments from good, honest people.
Phil Cannella’s clients invite other clients to add their own thoughts in the “Comments” section below.
Client Emilio Visco
I’ve been with Phil Cannella for 15 years and I think it’s safe to say he has changed the course of my retirement and my financial life. He’s a stand-up guy. You can count on what he tells you. The program is designed 100% around the needs of the client.—Emilio Visco.
Clients Harry and Judy Doskicz
I thought your three- appointment process was a good process because it gave us a chance to see what you had to offer. We were given plenty of info and plenty of resource information and then we could go home and discuss it ourselves. There was no pressure to do anything. It was more like going to a course where you learn how to control your money. It was, ‘Here’s what we have to offer, and we’re doing this to try to help this protect your investments so you know know that you can recover and keep on going and you’ll be just fine.”Judy Doskicz
Ruth Stewart
I’d do anything to help Phil Cannella—just as he has helped me. It’s upsetting to hear that people who are doing the right thing in life and business and are dealing with clients honestly, trying to help retirees who have worked a lifetime, now have to be in a position of defending themselves this way. Those of us who have gotten to know Phil not just in business but as a person, we know what he really stands for. He is a very sincere person who believes in what he’s doing. He’s all about education and hope. He just wants people to know that there are ways they can protect themselves even in the most challenging economic times.—Ruth Stewart
Client Jack McElwee
I really love Phil Cannella and Joann Small. I’m a long-time finance guy from my years in banking, and these are very stressful times because of the economy. Fifteen trillion dollars in debt! That’s something like $49,000 for every man, woman and child in America. My grandchildren are just little kids they’re already in debt. But for me personally, a lot of my financial stress has been alleviated by having my money with First Senior. I’ve been with First Senior since 2005 and I like to say it’s the best thing to happen to me other than my wife, Donna, and my two grandkids. If it wasn’t for meeting Phil I wouldn’t be sitting here today retired, financially secure, not worrying about what the stock market does. I’ve had double-digit returns since I joined with them in 2006. I lost nothing in 2008. I sleep every night. Phil Cannella’s outfit is beyond reproach. Everything he has ever said to me has come true. It’s a very professional organization. More importantly, Phil Cannella and his staff are all about core values.” —Jack McElwee
Client Toby Jennings
WHEN I RETIRED IN 2008 I had the classic experience of a financial advisor that tried to hook me into all the things that I see now would benefit him. Luckily before I could commit my money, I read all the fine print. I remember telling my wife, ‘I’m just going to have to do this myself because I didn’t know who to trust.’ Then I happened to hear Phil Cannella and Joann Small’s program. I was really struck by their consistent sincerity to the seniors out there. I know now that everything is going to work out fine. I want to thank God for what these people do. That’s why I think it’s deplorable that people can attack good people like this anonymously from behind a computer screen and there appear to be no repercussions. It shouldn’t be allowed to happen, and I’ll do anything I can to help spread the good word about Phil Cannella and Joann Small.” —Toby Jennings
Client Jack Gunning
When we had our first meeting with First Senior Financial, I didn’t know what to expect. I really though that the first meeting would be free, then after that there would be charges or fees. There was never any mention of any fees or commissions or charges whatsoever. On top of that there was never any pressure or arm-twisting. And I was pleasantly surprised to find out that our accounts would actually grow as I took our minimum withdrawals out instead of going down.—Jack Gunning
“I was concerned; I had lost half of my 401K. It’s never good to se your money going down so quickly. I first heard about Phil Cannella from the radio. We kept listening, week after week, we decided it was time: Move the money. The whole process was a very nice experience; they were very informative. I never felt pressured. And everything was always clear. There’s no reason to be skeptical anymore. You should look into a crash proof retirement.”—Antoinette Giosa
“WITH THE WAY THE MARKETS have been going up and down all over the place, it was a question of ‘would we ever be able to retire, would we ever be able to be comfortable?’ The full-service brokerage firms take 1-point-something when the market’s going up and my portfolio is doing well, and they take 1-point-something when the market’s going down and I’m losing money. First Senior Financial Group is compensated by the firms you utilize rather than the instruments you place our money in. There’s no fee. I said, Wow, that’s really great. This is not too good to be true; it is true.” —Linda Shade